Scotiabank Asset Management Service

With the Scotiabank Asset Management Service you can rest assured that your investment plan stays tailored to you, no matter what the markets do over time.

Six Unique Portfolios
Each of our mutual funds portfolios is designed for a unique investor profile, from the more conservative Preservation of Capital to the most Aggressive Growth portfolio. By completing the Investment Selector, we can help you select the portfolio to best help you reach your goals.

Asset Allocation at your Finger Tips
Asset allocation is key to any well-diversified portfolio. The performance of asset classes, including cash equivalents, fixed income and equities, can vary year over year. Spreading your assets across multiple asset classes ensures that you do not have all your eggs in one basket.

Automatic Quarterly Rebalancing
Every calendar quarter the Scotiabank Asset Management Service reviews your portfolio to ensure that weightings of the underlying Scotiabank Mutual Funds do not deviate from their prescribed weightings. In the event of a deviation of 3.0% or greater in either direction, the portfolio is rebalanced back to those original weightings.

Sample Balanced Income & Growth Portfolio Breakdown

In this example, mutual fund A has drifted more than 3.0% due to market movements. Although the other four funds have not drifted more than 3.0% mutual fund A triggers a rebalance to reset each fund’s weighting to the original prescribed weighting

As you take advantage of high performance markets, automatic rebalancing, when necessary, ensures you lock in those gains and redistribute your investment dollars to the optimal allocation in the portfolio. This can help reduce the amount of volatility in your portfolio, with the potential for more stable returns over time.

Professionally Managed Mutual Funds
Each of the funds that are included in the portfolios is managed by expert managers from around the world, including managers that are part of the Scotiabank Group.

Pre-Authorized Contributions
You can set up a Pre-Authorized Contribution (PAC) to regularly invest in your portfolio. Investing regularly is one of the simplest ways to take advantage of market volatility and reduce the risks of market timing.