Manage your finances and start saving for your future goals.

College costs
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College costs differ with each university, however they generally break down into four categories:
• Tuition.
• Room and board, whether living in a dormitory or off campus.
• Books, lab supplies and academic fees.

Projected college costs
College costs generally rise each year, but also take into account that your income is likely to rise as well. Typically a yearly increase of 5% in college costs can be assumed.
• Transportation between classes, home and campus.

College Savings Plan
When you build a savings and investment plan for college, you can employ a mix of growth vehicles (such as stocks and mutual funds) and income investments (such as certificates of deposit and bonds). Growth investments have historically provided greater return than income vehicles over the long term, but they can fluctuate in value and are considered riskier. If college is several years away, you may want to have more of your money in growth vehicles. As the time to go to school gets closer, you'll want to gradually shift your investments to income vehicles.