History
Maduro's Bank was the first commercial bank to establish in the Netherlands Antilles, opening its doors on January 2, 1917 in the capital city of Curaçao, Willemstad. The establishment of the Shell Oil Refinery on the shores of the island's great natural harbor, combined with the opening of the Panama Canal, made Willemstad a busy port on the world shipping routes. The resulting business expansion made then existing banking methods obsolete, for at that time financial transactions were handled by merchants and exchange houses.
Realizing the need for improved banking facilities, our founder, Mr. Joseph Alvarez Correa, fondly known as Shon Jojo, in association with the well-known trading company S.E.L. Maduro & Sons NV, opened the doors of Maduro's Bank with an initial capital of ANG 1,000,000.- (the Netherlands Antilles guilder now equals approximately US$ 0.56). In 1932 Maduro's Bank merged with Curiel's Bank and Maduro & Curiel's Bank was born.
Since 1970, MCB has been associated with The Bank of Nova Scotia of Toronto, Canada.

Now, with 31 branches on Curaçao, Aruba, Bonaire, St. Maarten and St. Eustatius, it is the largest commercial bank in the Dutch Caribbean. The main objective of Maduro & Curiel's Bank throughout its almost 90 years of existence has been to integrate responsible and innovative banking at a fair cost to its clients, fairness and security for its employees, exemplary corporate citizenship in its community, and a good return for its shareholders.

Through the past nine decades, our bank has also grown in many areas of non-banking financial services. We are well-represented in insurance brokerage, underwriting and loss adjustment, in portfolio management and investment services, private banking, and corporate management services. In 1998, we opened our Representative Office in Amsterdam, the Netherlands.

As we will be showing you, our services and products are as all-encompassing as you would expect them to be from a modern commercial bank with an excellent worldwide reputation. Our commercial and personal financial services offer you all of the products you might need for your business or home. Our electronic banking services are state-of-the-art and our family of credit and debit cards are among the most extensive in all of Latin America and the Caribbean.

Our people
Even though our Balance Sheet shows almost 4 billion guilders of assets, our greatest assets are off-balance sheet: our people !!

With more than thirteen hundred staff, we are one of the largest private sector employers in the Netherlands Antilles and the largest in Curaçao. Every one of those thirteen hundred-plus members of the MCB family are colleagues, whose well-being we care about and who we are committed to providing the highest level of job security and benefits to. It is because of those thirteen hundred-plus staff that we are able to provide our customers with thirteen hundred-plus smiles and with the personal service that we pride ourselves on.

Our Management also stands ready to serve you.
Feel free to contact any of us at info@mcb-bank.com if we can be of assistance to you.

Lionel (Chicu) Capriles II is our President and CEO. Chicu joined Maduro & Curiel's Bank NV some ten years ago and has taken on this new responsibility as of August 31, 2004.

Ronald Gomes Casseres is also our Managing Director. He has been with MCB for more than twenty five years and has been responsible for the growth of our business outside of Curaçao, as well as for a number of our non-traditional banking services, such as credit and debit cards, insurance and  marketing and pr are part of Ron's bag. Ron is also responsible for corporate and personal finance.

Our Assistant Managing Directors are Ruthsella Jansen in charge of Branches, Human Resources, Security and assists in marketing, Kenneth Isidora in charge of personal loans and mortgages, Moira Blok-Arenda and Dennis Osborne are in charge of commercial credit and Shaffy Wihby is in charge of our subsidiaries in Aruba, Bonaire and St. Maarten.

All thirteen hundred-plus MCB-ers stand ready to provide you with personal attention to all your banking needs. Please do not hesitate to contact us!

Our Bank's Social responsibility: Responsabilidat Sosial (Papiamentu)

Nos banko komo entidat ku un kompromiso sosial

Den kurso di kasi 90 aña di su eksistensia Maduro & Curiel's Bank a dedik'é no solamente na su metanan komersial, finansiero i ekonómiko, sino ku el a mustra tambe un kompromiso serio i kontinuo ku e komunidatnan insular ku e ta sirbi. E banko ta aktua komo un entidat sosialmente komprometí, ku ta konsiente di su obligashon di ta den tur sentido un miembro ehemplar di su komunidat. Si den dékadanan pasá tabata konsiderá akshonista, empleado i klientenan di un empresa e prinsipal interesadonan, awendia komunidat ta mes importante pa un empresa. Esaki sigur ta e kaso ku nos banko. "Hasi bon obra" no ta únikamente un bon akto sosial, sino ku un empresa mester traha i kontribuí tambe na un sosiedat mas sano i hustu.

E forma mas direkto pa un instituto bankario yuda ta hasiendo donashon finansiero riba tereno di deporte, edukashon, enseñansa, obra sosial, kultura i áreanan por estilo. E aña akí mas ku nunka, nos banko a dediká tambe atenshon na e grupo rápidamente kresiendo di nos grandinan. E aktividatnan a abarká, por ehèmpel, sosten na Helping Hands Foundation di Sint-Maarten, ku ta bai hasi kompra, bai di ekskurshon etc. ku personanan di edat avansá. Na Boneiru banko ta transportá personanan di 60 aña p'ariba i hiba nan konferensha, lezing, etc., miéntras ku, den nan kalidat di miembro honorario di Kawara Foundation na Aruba nos empleadonan ta yuda entretené mas di 100 hende grandi dos be pa siman.

A dediká atenshon spesial na e grupo kresiente i, desafortunadamente, hopia biaha lubidá di drogadikto, ku a bira lomba pa nan famia i amigunan. Na Boneiru a duna un man pa lanta un sentro di rehabilitashon. Na Punda drogadiktonan por haña tur mèrdia, ku kooperashon di nos banko, un kuminda kayente i nan ta bon biní na un sentro di rekreo spesialmente kreá pa nan. Na Aruba, Fellowship House Foundation tabata envolví den kooperashon i maneho di un sentro na Oranjestad. Tambe e Fundashon akí a lanta na San Nicolas un Poliklínika Fellowship. Ademas a rekoudá un suma supstansial durante un komida na kas di managing director di banko, tur esei na benefisio di Fellowship Foundation. Na 'Sha Capriles: Un Dushi Rekuerdo', ku a haña nòmber di un di e ko-fundadornan di Maduro & Curiel's Bank, hóbennan di Fleur de Marie, Scharloo i besindario por praktiká diferente deporte, siña traha ku kòmpiuter i dediká nan na otro aktividatnan positivo. Banko a krea i ta sostené fasilidat pa despues di ora di skol yuda hóbennan ku nan hùiswèrk i laga nan hasi diferente aktividat, tur esaki ku yudansa boluntario di empleadonan di banko.

Na Boneiru banko a funda, entre otro, sentro hubenil Jong Bonaire, kaminda gran kantidat di mucha di skol por sinta lesa, bou di guia di mannan boluntario. Na Kòrsou, Fundashon Mas Skol ("Stichting Naschoolse Opvang"), e organisashon ku ta stimulá i regla aktividat pa henter Kòrsou pa hóbennan despues di ora di skol, no a haña solamente sosten finansiero, sino ku el a risibí tambe e Premio Anual di Maduro & Curiel's Bank pa e aktividat mas sobresaliente di aña.

Na Kòrsou banko a duna tambe pa di dos aña konsekutivo sosten finansiero pa kompra i instalashon i/òf upgrading di sentenáres di kòmpiuter na skolnan básiko i tambe pa train dosentenan den maneho di kòmpiuter den kaso di remedial teaching. Na tur a ekipá un 60 skol, ku tin míles di alumno, kòmpiuter (pc) fully equipped i ku software spesial pa enseñansa. Tambe mester a mehorá i amplia na gran kantidat di skol e sistema eléktriko i pèrkurá pa nan ta "safe".

Aña pasá Maduro & Curiel's Bank a hasi donashon pa promoshon di deporte komo un aktividat sano di pasa tempu pa grandi i chikí. Entre otro pa un kancha di básketbòl na Belvedere Estate na Sint Maarten, pa weganan Paralímpiko i pa Regata anual di Boneiru, pa renobashon di e kas di klup di S.V. Estrella na Aruba i pa drecha un variedat di fasilidat di deporte na Kòrsou.

Pa stimulá eventonan kultural, a duna apoyo finansiero na aktividatnan karnavalesko na Boneiru, Kòrsou i Aruba, i pa e programa di Ebony Steel Orchestra, ku ta siña hóbennan toka steelband. Nos ta orguyoso di nos kontribushonnan supstansial na St. Maarten Foundation for the Arts i na Sint Eustatius Historical Foundation. E último akí ta hasiendo un gran trabou riba tereno di konservashon di patrimonio históriko di edifisio i monumentonan na Statia. Ademas, un grupo di boluntario formá pa empleadonan di nos banko na Boneiru a yuda ku un radiotòn pa rekoudá fondo pa lanta e krus di milenio na Misa Katóliko na Kralendijk.

Banko a desaroyá un filosofia pa yuda esnan ménos privilegiá den nan mayor nesesidatnan; e ta yuda nan tambe drecha nan ambiente general di bida i trabou. Den e sentido akí a konstruí 50 bibienda pa persona ku entrada mas abou. Banko a yuda tambe prepará e programa "From welfare to workforce", pa logra krea 1000 kupo nobo di trabou na Kòrsou. Ku sosten di banko na Kòrsou e instituto pa edukashon i formashon FEFFIK a brinda mas di 80 hóben e oportunidat pa nan haña un formashon profeshonal ku ta nesesario pa subi merkado laboral.

Un grupo espesífiko di enfoke ta hubentut, spesialmente den barionan marginá. Den barionan manera Seru di Fortuna, Wishi/Marchena, Fuik i Soto, na Kòrsou, nos banko a kontribuí na drechamentu di kas, kaminda, lus di kaya, fasilidatnan di deporte i mantenshon di skol. Na Aruba banko a hasi donashon supstansial na Kuerpo Polisial pa invertí den ekipo, training i teknologia. Tambe, den kuadro di e programa "Adopt a Child for Christmas", kada miembro di personal di nos banko na Aruba a saka nòmber di un di mas di 150 mucha ménos privilegiá i a kumpra un regalo konforme e mucha su deseo. Ademas miembronan di personal di banko mensualmente ta entregá un parti di nan suèldo na fundashon "Bo ayudo, nos futuro" pa kumpra paña i material di skol pa muchanan di ménos rekurso.

Sosten finansiero ta importante i nesesario, pero tin biaha esei so no ta basta. Aña pasá banko a stimulá su empleadonan aktivamente pa nan ta mas direktamente envolví den trabounan pa komunidat. Banko ta orguyoso ku na Kòrsou mas ku 170 boluntario di Maduro & Curiel's Bank tur siman ta envolví den aktividat pa yuda nos grandinan, nos hóbennan i drogadiktonan den diferente bario. Nos banko ta kurashá su empleadonan pa nan ta envolví den aktividatnan sosial di tur sorto di organisashon ku ta hasi bon obra pa personanan di nos komunidat ku ta den nesesidat i banko ta brinda nan e posibilidat pa hasi esaki tambe den ora di trabou. Aña pasá banko a duna su empleadonan e oportunidat pa dediká sierto kantidat di ora di trabou pa siman na organisashonnan ku ta aktivo riba tereno sosial i karitativo. Asina ta kontribuí na mehorá o, a lo ménos, aliviá pa hopi persona di nos komunidat algun di nan kondishonnan di bida i trabou. Nos asosiashon di personal na Boneiru a parti via Fundashon Zr. Maria Höppner pakete di Pasku ku ta kontené komestibel i kos di boka dushi pa personanan den nesesidat. I hopi empleado na Aruba i Kòrsou ta dunadó di sanger i ta partisipá na e kampañanan kaminda grupo di trahadó ta duna sanger, tin biaha hasta na boka di trabou, loke ta un forma mashá personal i direkto pa yuda bo próhimo.

Tur esaki i akshonnan similar di parti di nos banko i su empleadonan ta inspirá pa numeroso estudio ku ta mustra ku esnan ku no ta disponé di nesesidatnan básiko i ku no ta tuma parti na e proseso ekonómiko, muy probablemente ta kai den pobresa. Un biaha mas esaki a keda probá den un estudio spesial realisá pa Reda Sosial, ku ta un fondo pa desaroyo sosial i aktividat ekonómiko. Presidente di Reda Sosial ta sr. Lio Capriles. E estudio ta indiká klaramente, ku e áreanan ku ta rekerí akshon inmediato ta edukashon, enseñansa i formashon, drechamentu di bario i kas, deporte i desaroyo sosial, man a man ku aktividat pa stimulá empresa chikí, rekapasitá man di obra i promové eksportashon.

Ademas di tur esaki -ku ta djis un muestra di e hopi kontribushonnan ku Maduro & Curiel's a hasi aña pasá na tur e islanan kaminda e ta establesí- nos banko a bini tambe ku e idea pa forma un Fondo Sosial Nashonal, ku partisipashon di kompanianan lokal privá i otro entidatnan. Ta kurashá e organisashonnan partisipante pa nan reservá sierto porsentahe di nan ganashi anual pa e fondo spesial akí. Esei ta práktika i filosofia di e Fundadornan, Akshonistanan i Gerensia di nos banko for di dia ku nos a establesé na 1916. Sea ku nos ta sostené kaso individual o bienestar general di pueblonan di Antianan Hulandes i Aruba, Maduro & Curiel's Bank semper bai tabata un institushon ku un kompromiso sosial i lo sigui riba e kaminda akí!