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Our people

Maduro & Curiel’s Bank Group is a privately held Bank, which was established in 1916 as the first commercial Bank in the Dutch Caribbean and continues to be the leading financial institution there.

Affiliated, since 1970, with The Bank of Nova Scotia, Canada’s most international financial institution, which serves over 23 million customers around the world. MCB also maintains a network of correspondent banks throughout the world, which includes representation in all of the world’s money centers.

Maduro & Curiel’s Bank Group prides itself on extending personal and customized financial services to its personal and commercial clients through its network in Curaçao, its subsidiaries in Aruba (Caribbean Mercantile Bank N.V.), St. Maarten and St. Eustatius (The Windward Islands Bank Ltd.), and Bonaire (Maduro & Curiel’s Bank Bonaire N.V.) and through its Representative Office in Amsterdam.

Maduro & Curiel’s Bank Group believes that its clients and communities deserve to be provided continuously with the most innovative services and products in personal, private and commercial banking and in investment and insurance services. Maduro & Curiel’s Bank Group provides financial services at the highest level of integrity and maintains strict guidelines for ethical business conduct which the Bank, all of its executives and staff must comply with. These include strict adherence to principles of client confidentiality and to regulations to combat money laundering and terrorist financing.

Maduro & Curiel’s Bank Group is the largest private sector employer in the Dutch Caribbean and offers its employees good working conditions, opportunities for growth, equitable income and ample social benefits, security of employment and the opportunity to own part of their Bank.

Maduro & Curiel’s Bank Group serves its shareholders by providing them with a fair and equitable return on their investment and strengthening of their Bank by continuously adding to its reserves.

Maduro & Curiel’s Bank Group believes that sounder communities provide a healthier environment in which to grow and work and is committed to using its human and financial resources towards the goal of enhancing the well being of the peoples of all of the islands on which it does business.

Maduro & Curiel’s Bank Group welcomes your inquiries on any of the above topics or on any subject in connection with our Bank.

Our Management Team consists of the following dynamic members:

Lionel (Chicu) Capriles

Our President and CEO.

Mahadeo Sebarath

Mahadeo has responsibility for all support functions; Shared Services, Treasury, Risk Management, Compliance, Technology, Information Security, and Security & Investigations. The Corporate Secretary position also reports to Mahadeo.

Michael de Sola

Michael has responsibility for the business lines of Corporate and Commercial Banking, Personal Banking, Insurance, BankCard Services and Marketing & Public Relations.


Dave Ramsumair

Dave has the responsibility of Group Head, Retail Banking & Insurance, of Maduro & Curiel’s Bank N.V.

Ruthsella Jansen

Ruthsella has responsibilities for: Personal Banking, Branch Banking, Contact Center, Non Branch Channels, Investments Services and our Representative Office in the Netherlands.


Daisy Carolus

Has responsibilities for all Shared Services Group functions; Banking Operations, Processing Support including Cash operations, General Administration Services and Real Estate.

Jerry van Gijn

Is responsible for Corporate & Commercial Banking.


Mark Evertsz

Our Assistant Managing Director, Risk & Compliance with responsibilities for the Group’s Risk Management and Compliance Programs.


Garrel Rosario

Is our Assistant Managing Director with responsibilities for the Group Human Resources & Development function.


Peter Bongers

Our Group’s Chief Financial Officer.


Lewis Chernin

Our Assistant Managing Director Group Credit Risk with responsibilities for the Credit Risk
function including Commercial Credit Support, Personal Lending Services and Retail Collections.