As of July 1, 2025, the Deposit Guarantee Scheme (DGS) for Curaçao is officially in effect. This important milestone means that depositors in Curaçao are now formally protected under a statutory deposit guarantee scheme, further strengthening public trust and promoting financial stability.

The DGS ensures that depositors’ funds are protected in the unlikely event that a participating credit institution is no longer able to meet its obligations.

• Deposits at credit unions are protected up to a maximum of Cg 25,000 per account holder, per credit union.

• Deposits at other credit institutions, such as banks and savings funds, are protected up to a maximum of Cg 50,000 per account holder, per institution.

Depositors do not need to take any action to benefit from this protection. Coverage is automatic, and all eligible deposits held at participating credit institutions are protected by law.

Strengthening Confidence and Stability

The introduction of the DGS follows international standards and best practices designed to enhance financial-sector resilience, ensure depositor protection, and safeguard economic stability. By providing this formal safety net, the DGS reinforces public confidence in the banking system and contributes to long-term financial trust in Curaçao.

For additional details, please visit:
🔹 Our information page: mcb-bank.com/dgs
🔹 The official CBCS DGS website: dgs.cw