Mcb home business

General FAQ

Opening an Account

WHAT ARE THE REQUIREMENTS TO OPEN A PERSONAL CURRENT ACCOUNT?
WHAT ARE THE REQUIREMENTS TO OPEN A CORPORATE ACCOUNT?
WHAT ARE THE REQUIREMENTS TO OPEN A NON-RESIDENT (OFFSHORE, EXEMPT) ACCOUNT?

Investment Accounts

WHAT ARE THE REQUIREMENTS TO OPEN AN INVESTMENT ACCOUNT?
DO YOU OFFER ONLINE BROKERAGE/TRADING ACCOUNTS?

Personal Loans and Mortgages

WHAT ARE THE BUSINESS HOURS OF THE LOANS AND MORTGAGE DEPARTMENT?
WHAT ARE THE MINIMUM AND MAXIMUM AGES FOR APPLYING FOR A LOAN?
IS THERE A MINIMUM OR MAXIMUM AMOUNT I CAN BORROW?
WHAT IS THE INTEREST RATE?
WHAT INFORMATION DO I HAVE TO TAKE ALONG?
CAN I SIGN MY LOAN ALONE OR DOES MY HUSBAND/WIFE/PARTNER NEED TO SIGN ALSO?
CAN THE MONTHLY PAYMENTS BE MADE AUTOMATICALLY OR DO I HAVE TO COME TO THE BANK PERSONALLY?
HOW LONG DOES IT TAKE TO PAY OFF A LOAN?
HOW LONG DO I HAVE TO WAIT TO HEAR IF MY APPLICATION IS OK?
WHAT DO I HAVE TO DO SHOULD I NEED A GUARANTOR?
CAN I FILL OUT AN APPLICATION AT ANY OF THE MCB BRANCH OFFICES? IF SO, WHAT ARE THE BUSINESS HOURS?
ONCE I’VE PAID OFF MY DEBT, CAN I GET ANOTHER LOAN?
WHAT TO DO IF I CANNOT KEEP UP WITH MY PAYMENTS?
WHAT HAPPENS IF I NEED ADDITIONAL FUNDS DURING THE PERIOD OF MY LOAN?