Personal banking current account

Personal and Non-Personal Account Administration Fees

All fees/service charges are subject to OB

Please find below a listing of our fees and service charges for personal accounts, business accounts, and in-branch transactions. Please note that these fees may impact your account(s).

  • Tax (OB) is applicable to Resident Accounts
  • All fees listed below include o.b.

As a special reminder, please note that many of our Bank transactions are offered free of charge or at a lower fee via our MCB Online Banking and MCB Mobile Banking Services, Bankomatiko (ATM’s).

For further questions and inquiries, please contact us at (+599 9) 466 1111 or mail us at customer.support@mcb-bank.com.

PERSONAL CURRENT ACCOUNT MONTHLY ADMINISTRATION FEE*


XCG/AWG Accounts

Charges

USD/CAD Accounts

Charges

Resident

XCG 5.30

Resident

US$ 10.60/CAD 10.60

Non-Resident

XCG 15.00

Non-Resident

US$ 10.00/CAD 10.00

EURO Accounts

Charges

Resident

€ 31.80

Non-Resident

€ 30.00


*Fee is charged to ALL accounts regardless of balance.

Please note: 65+ Resident Pension Current Accounts** (Resident Pension Accounts for individuals aged 65 and over) and Student Accounts are exempt from the above monthly administration fees of XCG 5,30 (incl. ob).

**65+ Resident Pension Current Account – Fee Waiver Criteria:

  • Accountholder must be 65 years or older;
  • Applicable for one (1) current account per accountholder;
  • Client must apply and qualify for the fee exemption.

For Joint Accounts:

    • Both accountholders must be 65 years or older and at least one accountholder must be receiving a pension into this account;
    • The request will be reviewed for qualification.
    • If qualified, the monthly administration fee will be waived as per the end of the month following the application.


*E gastu atministrativo ta aplikabel pa TUR kuenta sin tene kuenta ku saldo di e kuenta.

Por fabor tuma nota: Kuenta Koriente di Penshonado Residente 65+** i Kuenta di Studiante ta eksonerá di e gastunan atministrativo mensual menshoná ariba di XCG 5,30 (inkl. ob).

** Kuenta Koriente di Penshonado Residente 65+ - Kriteria pa eksonerashon di gastu atministrativo:

  • Doño di Kuenta mester tin 65 aña òf mas;

  • Aplikabel pa un (1) kuenta koriente pa kliente;

  • Kliente mester apliká i kualifiká pa e eksonerashon;

Pa ‘Joint Account’ Kuentanan Konhunto (ku mas ku 1 persona riba e kuenta):

  • Tur dos persona registrá riba e kuenta aki mester tin 65 aña òf mas i por lo menos un (1) di e personanan ku ta riba e kuenta mester ta risibí su penshun riba e kuenta aki;
  • Banko ta revisá si e petishon pa e kuenta ta kualifiká pa eksonerashon di gastu atministrativo mensual;

  • Si e kuenta di e kliente ta kualifiká, e gastu atministrativo mensual lo keda eksonerá entrante fin di e luna ku e aplikashon a wordu entregá.


*Kosten worden in rekening gebracht op ALLE rekeningen, ongeacht het saldo.

Belangrijk: 65+ Ingezetene Pensioen Lopende Rekening** en Studentenrekeningen zijn vrijgesteld van de bovenstaande maandelijkse administratiekosten van XCG 5,30 (incl. ob)..

**65+ Ingezetene Pensioen Lopende Rekening – Criteria voor vrijstelling van maandelijkse administratiekosten:

  • De rekeninghouder moet 65 jaar of ouder zijn;
  • Van toepassing op één (1) lopende rekening per rekeninghouder;
  • De cliënt moet een aanvraag indienen en in aanmerking komen voor de vrijstelling;

Voor gezamenlijke rekeningen:

  • Beide rekeninghouders moeten 65 jaar of ouder zijn én minstens één van hen moet een pensioen ontvangen op deze rekening;
  • De aanvraag wordt beoordeeld op geschiktheid;
  • Indien goedgekeurd, worden de maandelijkse administratiekosten kwijtgescholden met ingang van het einde van de maand volgend op de aanvraag.

BUSINESS (NON-PERSONAL) ACCOUNT MONTHLY ADMINISTRATION FEE


XCG/AWG Accounts

Charges

USD/CAD Accounts

Charges

Resident

XCG 7.95

Resident

US$ 15.90/CAD 15.90

Non-Resident

XCG 15.00

Non-Resident

US$ 10.00/CAD 10.00

EURO Accounts

Charges

Resident

€ 37.10

Non-Resident

€ 35.00

INTEREST ON UNAUTHORIZED DEBIT BALANCES UNDER CURRENT ACCOUNTS*


12% per annum for personal and business accounts

*Debit balances resulting from honored non-sufficient fund transactions are not regarded as “authorized” by the Bank.

PERSONAL ACCOUNT RE-ACTIVATION FEE

Dormant Account*

Charges

Reactivation of a personal dormant account

XCG 26.50

* Please be informed that the Bank's system will automatically convert the status of current accounts that have been inactive for 365 days, 720 for savings accounts to "dormant".

NON-PERSONAL ACCOUNT RE-ACTIVATION FEE

Dormant Account*

Charges

Reactivation of a non-personal dormant account

XCG 53.00


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