Scotia Portfolios

Each of our mutual fund portfolio is designed for a unique investor profile, from the more conservative Scotia Conservative Portfolio to the most aggressive Scotia Growth Portfolio. Use our Investment Selector, to help pinpoint the portfolio that suits you best.

Asset Allocation at your Fingertips:
Asset allocation is key to any well-diversified portfolio. The performance of asset classes, including cash equivalents, fixed income and equities, can vary year over year. Spreading your assets across multiple asset classes ensures that you don’t have all your eggs in one basket.

Automatic Quarterly Rebalancing:
Every calendar quarter the Scotia Portfolio reviews your investments to ensure that weightings of the underlying Scotia Mutual Funds do not deviate from their prescribed weightings. In the event of a deviation of 3.0% or greater in either direction, the portfolio is rebalanced back to those original weightings.

In this example, mutual fund A has drifted more than 3.0% due to market movements. Although the other four funds have not drifted more than 3.0% mutual fund A triggers a rebalance to reset each fund’s weighting to the originally prescribed weighting.

As you take advantage of high-performance markets, automatic rebalancing ensures you lock in those gains and redistribute your investment dollars to the optimal allocation in the portfolio. This can help reduce the amount of volatility in your portfolio, with the potential for more stable returns over time.